Why order an appraisal from Certified Appraisers of Greater Kalamazoo, LLC?To a lot of people, an appraisal just looks like a line item on the break-sheet for a home sale or refinance. Nearly all lenders still want a local expert because the stakes are very high, even though there are an increasing number of automated home valuation processes that might seem more cost-effective than an appraisal. But is obtaining a mortgage the only reason to acquire an appraisal? Are there additional times when the services of a certified, independent real estate professional could be helpful? Absolutely.
Let Certified Appraisers of Greater Kalamazoo, LLC help you appeal your tax assessment in Kalamazoo CountyIf you live in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Certified Appraisers of Greater Kalamazoo, LLC is your best evidence when building your case. At Certified Appraisers of Greater Kalamazoo, LLC,we can assist you in appealing your tax assessment.
Getting rid of your PMI will lower your mortgage paymentWhen the amount being loaned to the home buyer is more than 80% of the actual value of the home, almost all lenders ask home buyers to purchase an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. Since the added payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.
If you'd like to eliminate PMI, Certified Appraisers of Greater Kalamazoo, LLC will provide you with a statement regarding the value of your home. The cost of the appraisal can often be offset in a short amount of time because you'll no longer be paying the PMI.
Divorce settlement with less stressA divorce can be a very traumatic experience for both parties, and it is often more complicated by the strenuous decision of who keeps the property. It's a good idea to get an appraisal from Certified Appraisers of Greater Kalamazoo, LLC so both parties are completely aware of the true market value of their house, regardless of the circumstances.
The parties will have a better idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Accurate and fair estate liquidation with Certified Appraisers of Greater Kalamazoo, LLCSettling an estateLosing a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. We ensure the maximum degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to manage these affairs, unlike wealthier individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal.
Certified Appraisers of Greater Kalamazoo, LLC can help you with relocating to or from Kalamazoo CountyWe are aware of the stress involved with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we recommend relocating employees to provide input on the positive attributes of their property, along with information regarding any recent sales or listings in their area that they want considered.
Let Certified Appraisers of Greater Kalamazoo, LLC help you sell your home quickly at the right priceWhether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a better educated decision regarding your selling price. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't contingent upon the value we come up with, but rather they are calculated on our efforts to finish the appraisal.
On a daily basis, we analyze the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes stay on the market. So, seeking a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.